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1.2·6 min read

Intrinsic vs. Relative Valuation

The two ways to value a company: from its own cash flows (DCF) or by comparison to its peers (comps). Pros know when to lean on each.

By the end you can
  • Contrast intrinsic and relative valuation
  • List the benefits and drawbacks of each
  • Explain why analysts cross-check one against the other

There are two broad ways to value a business. Intrinsic valuation (the DCF) builds value from the company's own projected cash flows. Relative valuation (comparables, or 'comps') values the company by how similar businesses are priced in the market - multiples of revenue, , or earnings.

Intrinsic (DCF)
  • Based on the company's own future
  • Tied directly to financial theory
  • Works even with few comparable companies
  • But: highly sensitive to your assumptions
  • And: your projections may differ from the market's view
Relative (Comps)
  • Based on how peers are currently priced
  • Reflects live market sentiment
  • Quick and grounded in real transactions
  • But: can be distorted by market swings
  • And: needs a clean set of comparable companies
Valuation is an art, not a science

There is no single 'right' answer. Different methods give different numbers on purpose - a big part of the job is understanding why they disagree and what each one is telling you.

In practice, analysts run both and triangulate. A DCF that lands wildly above or below where comparable companies trade is a signal to re-examine your assumptions - not necessarily proof the market is wrong, but a flag worth chasing down.

Check yourself

A company operates in a brand-new industry with no clean public comparables. Which method is more naturally suited to value it?