Skip to content
3.2·5 min read

Why Deleveraging Builds Equity

Even if enterprise value never moves, paying down debt transfers value from lenders to equity holders.

By the end you can
  • Show how debt paydown raises equity value
  • Separate operating gains from financial gains

Equity value is enterprise value minus . Hold EV flat and pay down debt, and equity value rises dollar for dollar with the debt repaid.

Worked example · Flat EV, rising equity
Given
  • Entry: EV $900, debt $500, equity $400.
  • Exit: EV still $900, debt now $250.
Solution
  1. 1.Exit equity
    900250=650900 - 250 = 650
Answer

Equity grew from $400 to $650 - a 1.6x return - with no change in enterprise value, purely from .

Check yourself

EV is unchanged at $1,000, but debt falls from $600 to $350 over the hold. Equity value goes from: